Recover late invoices automatically.
Statutory interest at BoE base + 8% and fixed compensation of £40, £70, or £100 per invoice. Applied to the penny under the Late Payment of Commercial Debts Act.
- Late Payment Act 1998
- BoE Base + 8% Interest
- Fixed Costs £40 / £70 / £100
- SI 2002/1674 Commercial Debt
Built for UK SME
finance teams.
CrowCash brings structured, statute-backed credit control to teams that currently rely on manual chasers or spreadsheets.
Founders and FDs
Owner-operators chasing invoices manually with no dedicated accounts receivable resource. CrowCash replaces the phone call and the spreadsheet with a structured, statute-backed process that runs automatically.
Accounts receivable teams
AR clerks running structured chase cadences across hundreds of debtors with a full audit trail. CrowCash automates the sequence so your team focuses on escalations, not routine chasers.
SME finance leads
Financial controllers reporting DSO and ageing buckets to the board on a weekly cadence. CrowCash gives you real-time ageing analytics and collection rate in a single dashboard, ready to export for the management pack.
Bookkeepers
External bookkeepers handling accounts receivable for multiple SME clients in parallel. Multi-entity support means each client's ledger is isolated, with its own chase sequences and audit trail.
From import to
recovery, in four steps.
Cut Days Sales Outstanding with chase cadences, statutory interest calculation, and likelihood scoring per invoice.
Import invoices
Connect Xero, QuickBooks, or upload a CSV. The debtor ledger appears with ageing buckets ready in seconds. No manual re-keying of invoice data.
Configure chase cadences
Choose polite, standard, or firm cadences with a full audit trail. Branded emails go out on your schedule. Pause any sequence per customer with one click.
Score and prioritise
Payment-likelihood scoring per invoice so your team works the accounts most likely to convert first. The model tells you which invoices need a phone call today.
Recover with the law on your side
Statutory interest at BoE base rate plus 8% and the £40/£70/£100 fixed costs applied automatically under the Late Payment of Commercial Debts (Interest) Act 1998. Every demand letter cites the statute.
Your statutory entitlement,
applied automatically.
Every overdue B2B invoice carries a statutory entitlement under the Late Payment of Commercial Debts (Interest) Act 1998. CrowCash calculates it, tracks ageing, and chases for you.
Base rate + 8%
Bank of England base rate plus 8% statutory interest on every overdue B2B invoice, calculated from the day payment fell due.
£40 / £70 / £100
Fixed statutory compensation per invoice by debt size: £40 for debts under £1,000; £70 for £1,000 to £9,999; £100 for £10,000 and over.
Ageing tracking
Every invoice tracked by ageing bucket, from current through 30, 60, 90 and 90+ days overdue. DSO and collection rate calculated in real time.
Escalating chase
Polite, standard, and firm cadences triggered automatically as invoices age. Each email cites the Late Payment Act 1998 and SI 2002/1674, so debtors understand their exposure.
Late Payment Act 1998 · SI 2002/1674 · statutory interest and fixed compensation, calculated to the penny
Actionable ageing.
Live receivables and overdue exposure, aged by bucket with DSO. Sample data shown.
Everything you need for
accounts receivable.
From debtor import to statutory letter generation, six capabilities that replace the spreadsheet and the manual chaser.
Chase sequence engine
Polite, standard, and firm cadences with editable templates. Triggered automatically by ageing buckets. Pause any cadence per customer with one click.
Debtor ageing analytics
Real-time ageing buckets (current, 30, 60, 90 days plus), DSO, collection rate, and dispute rate. Filter by customer, sales rep, or contract. Export to CSV for the management pack.
Statutory interest calculator
Per the Late Payment of Commercial Debts (Interest) Act 1998: Bank of England base rate plus 8%, plus £40 (under £1,000), £70 (£1,000 to £9,999), or £100 (£10,000 and over) statutory compensation. Cited in every demand letter.
Payment-likelihood scoring
Score every open invoice on a 0 to 100 scale based on debtor history, ageing, and dispute patterns. Prioritise the accounts most likely to convert and focus your team where it matters.
CSV import and accounting integrations
Import your debtor ledger from CSV today. Native Xero and QuickBooks two-way sync on the roadmap so the same invoice is never chased twice.
Audit-ready chase log
Every email, letter, call note, and dispute is timestamped and linked to the invoice. Use the trail in court if a customer escalates, or hand it to your bookkeeper at year-end.
From £79/month.
Three plans sized to your invoice volume.
Starter
Up to 100 invoices per month. Chase sequences and ageing analytics included.
Get startedLate Payment Calculator.
Enter invoice value and we apply the Late Payment Act 1998 to calculate BoE base + 8% interest and fixed compensation. Defensible recovery window in two minutes. Already chasing? Upgrade to CrowCash.
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Frequently asked questions
What legislation does CrowCash use?+
CrowCash calculates interest and compensation under the Late Payment of Commercial Debts (Interest) Act 1998 and the Late Payment of Commercial Debts Regulations 2013.
How is the interest rate calculated?+
Statutory interest is calculated at the Bank of England base rate plus 8% per annum, applied from the date payment became overdue.
What are the fixed compensation amounts?+
Fixed compensation is 40 GBP for debts up to 999.99 GBP, 70 GBP for debts between 1,000 and 9,999.99 GBP, and 100 GBP for debts of 10,000 GBP or more.